design trends

  • Drawing Inspiration from California’s History

    Drawing Inspiration from California’s History

    The Chadmar Group seamlessly integrates comfort with rustic charm

    In 1932, architect Cliff May blended Spanish colonial haciendas with casual indoor-outdoor living in San Diego, Calif., marking the birth of the state’s first ranch-style home. Tailored to California’s hot climate, the homes are known for their open layouts and low-pitched roofs, meant to be comfortable and maintainable. 

    Channelling the regional vernacular ranch-style heritage, The Santa Barbara Polo Residences Plan 8A is a high-end home inspired by historic architecture and outdoor connectivity. Built by The Chadmar Group, the 3,760-square-foot home embraces the state’s rustic heritage without compromising luxury living standards. 

    The project won the Gold Nugget Grand Award for Best Single-Family Detached Home 3,500 to 4,000 square feet. 

    Inspired by Historical Architecture 

    Santa Barbara is one of the most historic and recognizable cities in California. While its origins can be traced back to the 1780s, its architectural integrity has confidently withstood the test of time. The city is known for its Spanish colonial architecture and ranch-style homes, with whitewashed stucco walls and angular arches.

    Located 12 miles south of Santa Barbara, in Carpinteria, the Santa Barbara Polo Residences Plan 8A draws inspiration from Santa Barbara’s historic charm. 

    “This distinctive residence reinterprets California’s agrarian and ranch-style heritage,” said Robert Hidey, AIA, NCARB, President of Robert Hidey Architects. “Exterior architecture is expressed through wood siding, natural trim and authentic detailing, with stones on the elevation nodding to Santa Barbara’s local character.” 

    Once again pulling a page from the Spanish-revival style design, an outside stairwell leads to the upper-level observation deck.  While the outdoor patio is immersed  by panoramic views of the nearby polo fields. 

    “The field acts as a figurative extension of the home, providing a backdrop for entertaining, quiet reflection and a connection to the landscape,” said Hidey. 

    Designed for Modern Comfort

    The main level balances privacy with connection. The Great Room, with its open layout and large sliding glass doors, serves as the project’s centerpiece. Decorative trusses along the sloped ceilings mirror what the architect refers to as California’s enduring ranch-style tradition. 

    The home’s floor plan effortlessly connects the kitchen to the living area, meant to maintain an effortless flow in daily living. 

    The white color palette allows natural light to bounce off of it, making the space feel larger and luxurious. That same palette is offset by a natural stone backsplash above the fireplace, another callback to Spanish-style design. Beige tones and wooden elements add warmth to the space. 

    The kitchen and dining spaces’ stark white ceilings and walls are contrasted with darker-toned finishes throughout. A dark wooden table adds a rustic touch to the room. A chandelier, with its ring design and suspended, leather-appearing straps, pays homage to the home’s overall equestrian design. 

    The bathroom feels like the most luxurious space within the home. With its large, circular vanity above the sink and white-panel windows that offer a view to the next-door green fields, the space mimics a resort-style spa. 

    The bedroom is full of rich, earthy tones, with white, picture-frame windows inviting natural light into the space. This wellness-inspired design reflects the builder’s primary goal to seamlessly integrate comfort into a luxury lifestyle. 

    The Santa Barbara Polo Residences Plan 8A includes four bedrooms, four-and-a-half bathrooms and a two-car garage. 

    Rooted in Family

    Based in Santa Monica, Calif., The Chadmar Group is a private homebuilding and development company, specializing in creating luxury neighborhoods throughout the western region of the United States. The company has offices and works in Los Angeles, Mammoth Lakes, Santa Barbara and Monterey, four of the most desirable markets in California. 

    Charles R. Lande founded the company after working in real estate for 36 years. Before this leadership position, Lande’s career specialized in commercial real estate. Now, he leads The Chadmar Group in the creation and restoration of a multitude of projects, from irreplaceable landmark buildings to high-end neighborhoods. 

    The company is deeply rooted in familial ties, down to its name. Lande named the organization after his children: Chad stems from a nickname for his first son, Charles R. Lande Jr., while “Mar” is short for Marissa, his daughter. 

    Charles R. Lande Jr. now works closely with his father as the Chief Operating Officer of The Chadmar Group. Together, the pair leads the company with a commitment to detail and client satisfaction. 

    “Our success is built on our unique ability to find undervalued, one-of-a-kind properties, reposition them, and multiply their economic value with financially sound discipline in a timely manner,” said Charles R. Lande, Founder, President and CEO of The Chadmar Group. 

    Photos courtesy of Eric Figge Photography/Jacob Gutherie 

    By Taylor Moore. She is the Assistant Editor at Builder and Developer and can be reached at taylor@builder.media

    This story is featured in our September issue of Builder and Developer. Read the print version here.

  • Fed raises rates for the first time in 3 years

    Fed raises rates for the first time in 3 years

    On Sept. 16, 2026, the Federal Reserve increased its benchmark interest rate target range by 25 basis points to 3.75%–4.00%.

    This bump is not a shock, as many economists predicted the Fed would increase rates to combat rising inflation. However, this is the first rate hike since July 26, 2023.

    The unanimous decision to raise rates is the first real movement in nearly a year, holding steady throughout 2026 after the last cut in December 2025.

    Federal Reserve Chairman Kevin Warsh described this decision in the post-decision press conference as a step to deliver a timelier return to the Fed’s 2% inflation goal.

    Warsh also noted that despite the geopolitical landscape of shock and uncertainty, the FOMC remains optimistic for economic returns.

    However, there is a question of whether short-term rate hikes address the core drivers of inflation.

    “While a 25 bps rate hike would reinforce the Fed’s commitment to price stability and help address credibility concerns, it is less clear that higher short-term rates can meaningfully reduce inflation driven by supply constraints and capital-intensive investment trends,” said Selma Hepp, PhD, Cotality Chief Economist and Builder and Developer contributor. “The bigger question is whether the Fed risks fighting the wrong inflation battle.”

    “With the Fed hiking rates for the first time since 2023 on a unanimous 12–0 vote, even its own economists think inflation gets worse before it gets better,” said Patrick Duffy, Principal, MetroIntelligence and Builder and Developer contributor.

    Impact on the Residential Construction Industry

    For homebuilders, the decision could reinforce constraints on both housing production and the buyer market.

    The September National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) reported that builder confidence is down to 32, with mortgage application volume falling 3.2% in August.

    “Today’s rate hike will have a limited effect on mortgage rates, but it will increase the cost of financing for builder and land developer loans, which are more directly connected to short-term interest rates including the funds rate,” said Robert Dietz, PhD, NAHB Chief Economist and Senior Vice President for Economics and Housing Policy. “This will increase construction costs and add to housing affordability challenges.”

    “A rate hike is unlikely to lower gasoline prices, reduce tariff-related costs, or accelerate homebuilding, but it would further dampen housing demand and delay a broader market recovery,” added Hepp. “For the housing market, the key challenge is that mortgage rates remain highly sensitive to Fed communication, even though they are increasingly driven by long-term Treasury yields rather than the federal funds rate itself.”

    Throughout the year, volume builders have combated buyer affordability concerns with price cuts, incentives and rate buydowns.

    “For the housing market already facing slower sales, this is a “higher for longer” signal, which benefits those builders who can offer mortgage rate buydowns while still retaining positive profit margins,” Duffy suggested. “If there is a silver lining, it’s that a stronger job market supports housing demand even as borrowing costs stay elevated.”

  • Mortgage applications decline in August

    Mortgage applications decline in August

    Mortgage application activity continued to decline in August, as shown in the Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage application volume. The MBA declined 3.2% month-over-month in August on a seasonally adjusted basis, marking the sixth consecutive monthly decline. Compared to a year ago, total mortgage applications declined 9.1%.

    Applications for adjustable-rate mortgages (ARMs) and fixed-rate mortgages (FRMs) decreased 0.6% and 3.4% month-over-month, respectively. Compared with a year earlier, ARM application volume fell 18.2%, while FRM applications declined 8.2%.

    Average loan sizes also declined across all categories last month, with the overall loan size decreasing 2.3% to $375,300.

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  • A tale of two cities and their housing markets

    A tale of two cities and their housing markets

    According to a new analysis from Redfin, San Francisco and Seattle are two of the nation’s leading technology hubs. However, the cities are currently at opposite ends of the housing market. San Francisco’s housing market continues to boom, while Seattle’s is beginning to cool.

    San Francisco’s median home-sale price jumped 6% year over year in July 2026 to $1.6 million, making it the priciest metro area in the United States. Meanwhile, Seattle’s median sale price declined 4% to $809,000, approximately half the price of San Francisco’s typical home. Seattle’s home price decline was the second-biggest among the 50 most populous U.S. metros.

    The two cities tell a very different story in their home sales. In San Francisco, home sales rose 9% from 2025, the second-biggest uptick in the country. In Seattle, home sales fell 9%, the fifth-biggest decline in the nation.

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  • Mortgage rates average 6.76%

    Mortgage rates average 6.76%

    The 30-year fixed-rate mortgage (FRM) averaged 6.76%, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS). Freddie Mac released the…

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